Gabriela Ionela Voicescu

Overheads analysis - increases/decreases/forecasts; Drawing up quarterly reports for shareholders; Communicates with all international regions on the financial aspects of general spending (overheads); Updating the actual or forecast exchange rate in the reporting application;

preparing the financial budgets for submission of projects on different EU funds; financial analysis - verifying the client's financial documents, determining the indicators (liquidity, solvency, profitability, etc.); preparing the application for EU Funds; draw up a judicial accounting expertise in collaboration with different accounting experts

perform control mission during implementation of EU projects - (ISA 100-805), ISRS 4400 accounting control of financial documents and legal consultancy; active involvement in decision-making process: planning, achizitions, revisions of budgets, financial statements; Main achievements: financial management of 5 EU projects in partnership with private, public and international beneficiaries;

perform control mission during implementation of EU projects, (ISA 100-805), ISRS 4400 accounting control of financial documents and legal consultancy; active involvement in decision-making process: planning, achizitions, revisions of budgets, drafting and verifying financial statements; Main achievements: financial management of two EU projects, with private and international beneficiaries - 2.5mill. EUR/budget/project;

customer management (SMEs and individual), operational control, credit risk management, legality control; achieving financial analysis of credit applications (SMB) - check liquidity, solvency, profitability, etc., preparing the credit report; people management (teams 3 to 100 persons), etc. Main achievements: Achieving performance indicators quarterly (KPIs); Full compliance with banking rules and internal procedures;

customer management (SMEs and individual customers), operational control, credit risk management, legality aspects; people management (recruitment, training, coaching) - team of 14 persons, etc. Main achievements: Increasing the SME loans portfolio and achievement the performance indicators;

ensuring legal assistance to all departments in accord with board decisions; analysis and prepare legal opinions for credit requests, administrative problems, etc.; approve the SME credit request in accord with law, internal procedures and local decision; drafting and approval of all contracts (commercial law, common law, labor law, administrative, etc.) and their addenda, etc

ensuring legal assistance to all departments in accord with board decisions; analysis and prepare legal opinions for credit requests, administrative problems, etc.; approve the SME credit request in accord with law, internal procedures and local decision; drafting and approval of all contracts (commercial law, common law, labor law, administrative, etc.) and their addenda; active involvement in bank debt recovery;

developing marketing activities to identify SME clients - Romanian and German Programme; performing the financial analysis on SMEs credit requests; drawing up credit contracts in accord with the board decisions, internal procedures and romanian law; monitoring the SMEs loans, etc.

Financial Audit