Susana Spanoche-Ianko
Angestellt, Risk & Investment strategy Consultant, Welle Consulting AS
Stavanger, Norwegen
Werdegang
Berufserfahrung von Susana Spanoche-Ianko
Bis heute 9 Jahre und 1 Monat, seit Juni 2015
Risk & Investment strategy Consultant
Welle Consulting AS
Offers consultancy on various topics on risk & portfolio management, investment strategy and profitability.
1 Jahr und 3 Monate, Feb. 2014 - Apr. 2015
Senior Vice President Risk Management
Lendico Global Services GmbH
1 Jahr und 2 Monate, Jan. 2013 - Feb. 2014
Head of Models and Methods Development / Integrated Risk Management
ZAO Raiffeisenbank Russia
• supported yearly budgeting activities with portfolio profitability forecast, capital and liquidity assessment and portfolio growth strategy • built an Integrated Risk Management Framework within ICAAP/ILAAP processes • developed the theoretical framework for bank’s Recovery and Resolution Plan • developed, implemented and monitored all models affecting credit risk retail and non-retail, market, liquidity and operational risk, integrated stress testing • implemented risk based pricing methodology
• supported Croatia, Serbia, Russia and Belarus as country responsible for retail credit risk activities • supported chosen NWUs in the IRB application process (Croatia, Serbia) • developed a Risk Based Pricing methodology for retail portfolios • improved and maintained the stress testing methodology of retail portfolios • supported IT department with business requirements for the implementation of risk related database in DWH
1 Jahr und 6 Monate, Nov. 2007 - Apr. 2009
Senior Risk Analyst
GE Capital
• developed & monitored all sorts of credit risk models, such as application, behavioural, collections, fraud scorecards • built stress testing models to forecast economic shocks effects on bank’s portfolios • implemented Reserves and loss models, Markov and Gross Roll Rates models for recoveries, Provisioning models • supported Due Diligence activities • developed a Risk Based Pricing methodology used for the assessment of portfolio profitability
9 Monate, März 2007 - Nov. 2007
Reseach Consultant
UniCredit Group / CEE Division / Macroeconomic research
• built an econometric model that explains real estate trends in CEE using macroeconomic variables • wrote a comparative study on the banking system in CEE countries • forecasted macroeconomic trends for CEE countries, published in various Unicredit Group publications
Ausbildung von Susana Spanoche-Ianko
2 Jahre, Nov. 2010 - Okt. 2012
Banking & Finance
Vienna University for Economics and Business / Vienna, Austria
Banking & Finance
1 Jahr und 11 Monate, Aug. 2005 - Juni 2007
Economics
Central European University / Budapest, Hungary
Master of Arts in Economics
3 Jahre und 9 Monate, Okt. 2001 - Juni 2005
Mathematics and Computer Science
Ovidius University / Constanta, Romania
Bachelor of Science in Mathematics and Computer Science
Sprachen
Englisch
Fließend
Rumänisch
Muttersprache
Russisch
Gut
Spanisch
Gut
Norwegisch
Gut