Paulo Oliveira Andreoli

InComm is the industry leading marketer, distributor and technology innovator of stored-value gift and prepaid products. Our 225,000 partner locations generated nearly $10 billion in retail sales of prepaid products in 2009 and over 1 billion customers every week. With InComm, retailers can unleash new revenue streams by offering the industry's most appealing products.

Responsible for Visa Vale's development of new products and services, partnerships and implementation of new technologies and projects of innovation. Responsible for projects of mobile payments, smart cards (EMV Full, JavaCard/Global Platform, TIBC), mobility and e-commerce (VbV - Verified by Visa), NFC and contactless cards, among others. Speaker of the event "Inovação Competitiva" (Competitiveness Innovation) organized by IQPC, 2008.

Study of new technologies and projects of innovation. Responsible for projects of mobile payments, smart cards, mobility and e-commerce, among others. EMV smart card payments: Visa Vale is the first EMV full issuer of the Americas.

Working with consulting services as business plans development, studies for new products and services, partner and software selection, process optimization, innovation, on-line media, localization of products and services, outsourcing and project management (www.koncepto.com.br). Responsible for the sales, training and support of a project management software. Consultant at Oxygen Consultoria e Tecnologia (www.oxygen.com.br).

Responsible for the international strategy of the company. Also responsible for the management of the aviation parts sales team to the United States, Canada, Europe, Asia, Africa, Australia and Middle East.

Responsible for the identification and development of cost reduction and process optimization projects. Also responsible for the strategy of the areas of authorization and fraud prevention, increasing the approval rate and reducing the fraud rate. Participation in the migration project of Fininvest's accounts to Unibanco. Winner of the main category (Issuer Approval Rate) of MasterCard’s Best Performance 2003.

Responsible for the planning, development and coordination of many different national and international projects, including the management of the Terra’s teams in many other countries. Also responsible for the elaboration and presentation of commercial proposals and the attendance of the clients. Management of the most important projects of the company for clients as Visa, Unilever, McDonalds and BMG. Responsible for the management of teams in 5 countries (Brazil, United States, Spain, Argentina and Chile

Experience in the Authorization, Fraud Prevention, Commercial and Internet departments. Management and optimization of all the process of emission of the virtual card named e-card. Played an important role on many projects of the company, including the implementation and part of the localization of the fraud detection system named Falcon. Responsible for the optimization and automation of the fraud detection tools, optimization of processes and the study of new projects and technologies.

Responsible for the configuration and analysis of the reports through statistical methods, and for the optimization of the processes. Optimization of the processes of creation of management reports that reduced the time of the process from seven days to two hours. Responsible for monitoring and optimization of the hardware of the mainframe and also of the other hardware of the bank including the servers.

Worked with special softwares like ProcessModel (flowchart simulation) and processes simulators for industries (ProModel), services (ServiceModel) and hospitals (MedModel). Worked on the Sales, Training, Consulting and Support areas. Responsible for the demonstrations of the softwares to clients and for the translation/localization of the manuals, the training material and part of the software. Also responsible for the development of simulation models for big companies. Responsible for the project, simula

Final project elected the best of the class.