Francis Mori

Responsible for providing direction, credit update, advice and support to Trade Finance (TF) and Private Banking (PB) Relationship Managers in all related credit matters. Credit approval or recommendation for higher authority decision as per internal approval authority. Administration and enhancement of credit policies. Update of procedures as required in order to ensure the overall quality of the Bank’s credit portfolio. Followo up of bank and country limits. Follow up of the credit provisions book.

Manage a team of 3 credit analysts supporting the collateral based lending business and its development in Geneva, Lausanne, Zurich and Lugano. Actively enhancing and streamlining the credit processes. Approve credit requests as per authority approval. Follow up the risks linked to the credit portfolio including derivatives. Develop new tasks and reports, identify pitfalls and complex situations and implement the best solutions.

Responsible for credit decisions, credit risk analysis, reporting and follow up of the credit portfolio (Corporate and Project Finance, Real Estate, Leverage Finance, Financial Market products as well as Payment and Cash Management in the Italian market).

Monitoring the business and financial evolution of the corporate portfolio of the Geneva Branch. Providing a thorough risk analysis on the business, financial and credit fields through a written/verbal advice to the Credit Committee members for approval. Assessing the quality of due diligence performed and its compliance with the Bank’s credit policy and proceduresr. Proposing the risk strategy and appetite in close co-operation with other levels of risk management within the organisation.

Understanding the client’s needs and its translation to offer clients with valued added financial products. Editing account plans through analyses of the client, its competitors and its sector with the identification of commercial opportunities this being in Lending, Financial Market products, Commercial Mortgages, Employee Benefits, Cash Management, etc

Origination of transactions with existing and potential customers (trading companies in the oil, gas, metals and soft commodities areas as well as corporate clients). Maintaining and developing further the bank’s trade finance activity. Supervise the day to day follow-up with existing customers by heading a team of three people. Coaching and ensuring the appropriate training of younger employees

Finance